Sponsors of 5th Africa Bank 4.0 Summit

UNDER THE PATRONAGE OF – Ministry of Communications and Digitalisation (MoCD)

The Ministry of Communications and Digitalisation (MoCD) has the core responsibility of initiating and developing national policies aimed at achieving cost effective information and communications infrastructure and services, for the enhancement and promotion of economic competitiveness in line with the policy guidelines of the Coordinated Programme of Economic and Social Development Policies (2017-2024) – An Agenda for Jobs: Creating Prosperity and Equal Opportunity for All. The Ministry’s Goal is to promote the development of Ghana into a knowledge-Based Society and a smart economy using ICT with a Vision of ensuring convergence of communication technologies to facilitate the promotion of a viable integrated national development process within a global setting.

At MoCD, our Mission is to facilitate the development of a reliable and cost-effective world-class Communications infrastructure and services, driven by appropriate technological innovations and accessible by all citizens to enhance the promotion of economic competitiveness in a knowledge-based environment. MoCD has five policy objectives. These are to improve ICT infrastructure in rural areas; to promote electronic transactions for public and private businesses; to provide access to electronic public information and services; to mitigate the impacts of climate variability and change and to ensure adequate digital capability to support production and use of ICTs for development. Our Core Function is to initiate and formulate ICT policies considered the needs and aspirations of the people; coordinate, monitor and evaluate the efficiency and effectiveness of the performance of the Communications Sector; develop appropriate regulations to protect consumers and stimulate competition in the communication sector and to build capacity for the ICT sector. The Ministry fulfils its functions through the delivery of the following programmes and sub-programmes: Management and Administration; ICT capacity development; ICT infrastructure development; Meteorological Services; Postal and Courier Services and Data Management and Regulations.

The Ministry of Communications is made up of the following Departments, agencies and statutory bodies that assist with the implementation of policies related to operational and regulatory framework. They include Postal and Courier Services Regulatory Commission (PCSRC); Ghana Meteorological Agency (GMet); Ghana-India Kofi Annan Centre of Excellence in ICT (AITI-KACE); National Information Technology Agency (NITA). Others include Data Protection Commission (DPC); National Communications Authority (NCA); Ghana Investment Fund for Electronic Communications (GIFEC); Ghana Post Company Limited (GPCL); National Cyber Security Center (NCSC); Ghana Domain Name Registry (GDNR)

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Official Payments Innovation Partner


GPayments is a company focused on payment authentication solutions for online transactions.

We exist to secure the payment ecosystem end-to-end for financial institutions (issuers and acquirers), service providers, merchants and cardholders.

With over 20 years of experience in technology development, we have positioned ourselves as a leader in secure electronic commerce authentication. We provide a complete range of integrated authentication products based on the 3D Secure protocol, and Verified by Visa / Visa Secure, Mastercard SecureCode / IdentityCheck, JCB J/Secure, American Express SafeKey and Diners International / Discover ProtectBuy, which also comply with regulations, such as SCA under PSD2. UnionPay 3-D Secure support by the end of this year.

Our first 3D Secure products were based on 3DS v1.0.2 and today they are undergoing continual development and certification with the 3DS2+ versions as they are published by EMVCo.

Our solutions not only streamline your business’s authentication activities but also decrease cart abandonment rates, with 3DS2 frictionless flow, reduce credit card fraud and eliminate chargebacks, via liability shift.

Our advanced solutions are competitively priced, allow for multiplatform support, have user-friendly administration interfaces, are supported by extensive online help documentation, and are simple and easy to implement.

Gold Sponsor


SmartMessage is a software technology company specialized in marketing. SmartMessage serves more than 2000 clients all around the world, helping them engage with their audiences better via state-of-art omnichannel campaign& consent management and marketing automation capabilities. The company has a significant market penetration in finance & banking industry in Turkey and the Middle East.

SmartMessage has strong partnership relations with leading companies in technology and telecommunications. The company is a highly recognized Microsoft Gold Partner and a Microsoft Cloud Solution Provider (CSP).

SmartMessage is both honored and humbled by the awards and recognitions that have been received from industry, business, and community leaders. Deloitte recognized SmartMessage as one of the fastest-growing technology brands in Turkey and EMEA. The company won European Business Awards three times for its business excellence. Also, Microsoft selected SmartMessage as The Country Partner of the Year in 2015.

SmartMessage provides a single, integrated omnichannel marketing and customer experience platform for marketing and technology teams to deliver enterprise-scale customer experiences across channels and devices in real-time. The brand helps clients create seamless experiences to increase customer satisfaction. SmartMessage serves leading enterprises in many different industries, including finance & banking, insurance, energy, and retail.

SmartMessage was selected as the ‘Business Applications Producer of the Year’ by Turkey’s Pioneer IT Research

Bilisim500 which highlights the top IT companies of Turkey is the most prestigious research with a history over 25 years. Every year, the most successful companies are awarded based on their commercial and business success. This year, SmartMessage won the award for ‘Business Applications Producer of the Year’ for its excellence in satisfying clients with products and services that lead the way to better engagement with their audiences.

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Freshworks provides innovative customer engagement software for businesses of all sizes, making it easy for teams to acquire, close, and keep their customers for life. Freshworks SaaS products provide a 360 degree view of the customer, are ready to go, easy to use and offer quick return on investment. Headquartered in San Mateo, Calif., Freshworks’ 3,000+ team members work in offices throughout the world.

Website: www.freshworks.com

Silver Partner


KnowBe4, the provider of the world’s largest integrated new-school security awareness training and simulated phishing platform, is used by more than 35 000 customers worldwide. KnowBe4 helps organizations address the human element of security by training users to better manage the urgent problems of social engineering, spear phishing and ransomware attacks.

Thousands of organizations trust KnowBe4 to mobilize their end-users as the last line of corporate IT defence. KnowBe4 provides an affordable, easy-to-use GRC tool that helps organizations cut down audit time and manage their compliance and risk projects faster than ever.

With the acquisition of Popcorn Training in 2018, KnowBe4 Africa continues to develop locally relevant content for African audiences.

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Networking Partner


Panamax, Inc. offers Fintech and Telecom solutions to BFSI and Telecom industries worldwide. With over 550 employees, this New York-based IT solutions and services provider offers industry-leading solutions like Digital Financial Suite, Fraud Management, Revenue Management, Network Switching Solutions, Monitoring Solutions as well as Consulting and Managed Services. Its Fintech solutions encompass unmatched security, flexible configurability, and cloud-enabled multi-tenant system while the state-of-the-art telecom solutions help companies automate their business processes, accelerate time to market, and cater to their switching, routing, transcoding, and other business needs.

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FinTech Partner


FinnAfrica is a dream of two emerging markets retail bankers, Abhinav Nehra and Raj Singh with more than 50 years of experience between them, having built some of the largest and most successful retail banks in India and Africa. We believe that retail banking is at the cusp of disruption and are passionate about deepening financial inclusion and bringing banking to the masses in Africa. At FinnAfrica, we believe that every African has the right to financial access. We are driven by the fundamental trust in people of Africa. Powered by A.I. and Machine Learning our aim is to facilitate the growth of a modern financial services infrastructure in Africa. Our challenger bank “OneAfrica”, with a super app provides convenience beyond banking . A cheaper, faster way to integrate your entire financial and non-financial needs all on one virtual platform! All you need is a smartphone to avail of an instant loan without any credit history.

We also provide and support the transformation journey for incumbent banks in Africa. We deliver on the ground with expertise ranging from strategy, decision design and execution, digital transformation, business, operation and technology transformation and project management. The results of which we guarantee will reflect on your balance sheet. www.finnafrica.com ;nehrabhinav@gmail.com

Supporting Association

FinTech Association of Nigeria

FinTech Association of Nigeria (FintechNGR), the premier national Fintech Association in Africa, a self-regulatory, not-for-profit and non-political organisation incorporated in Nigeria by the Corporate Affairs Commission CAC, founding member of Africa Fintech Network (a conglomerate of 32 national fintech associations in Africa) and a member of the global body Global Fintech Hubs Federation (a federation of 89 national fintech associations across the globe).

With the vision to make Nigeria one of the world’s leading markets for FinTech Innovation and Investment and the mission to foster an ecosystem that supports all stakeholders to achieve a thriving and growing Nigerian FinTech industry, the Association is governed by a Board of Trustees and a Governing Council both comprising of professionals of impeccable character.

The objectives are to: ACCELERATE fintech growth and impacts, CONNECT fintech stakeholders within and outside Nigeria and ADVOCATE for progressive regulatory reforms, regulatory supports, right investment and enabling innovation environment. The one hundred and sixty-five (165) corporate and fifty (50) professional members cut across eighteen sectors of the economy including Banking, Fintechs, Incubation and Acceleration, ICT, Investment, Consulting, Insurance, Education, Blockchain, Legal Practice, Digital Lending, etc.

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Association of Fintechs in Kenya 

Founded in 2021 by a team of experienced professionals within the fintech space, the organisation was established to spearhead and advocate for digital innovation as a core strategy for efficiency, scalability, and competitive positioning. We strive to maintain the heritage of innovation in Kenya by providing a platform that will: foster for national, regional and international cooperation in digital innovation, advocate for favourable policies for Fintechs in Kenya, raise awareness on the benefits of digital innovation to the general public and provide a platform for member companies to learn, network and mitigate the common challenges they face.

Owing to Kenya’s predominantly young population and the need & awareness of digital innovation, Fintechs have a competitive chance to provide innovative solutions in Kenya, enable the developer community to build sustainable solutions and improve the quality of life for residents in Kenya.

Key objective:  Adopting digital innovation as a core strategy for efficiency, scalability, and competitive positioning.

Key Partners: The Government, Banks, Mobile Money Operators, Regulation Authorities.

Mission: Spearheading innovation for Kenya’s business, government, NGO and finance communities.

Vision: To be the world’s leading innovation hub.

Our Values

  • Simplicity
  • Transparency
  • Accountability
  • Sustainability

Our objectives

  • To protect and maintain the heritage of innovation in Kenya.
  • To foster National, Regional and International co-operation in matters dealing with digital innovation.
  • To create favourable policies for our member companies by liaising with government and regulatory bodies.
  • To raise awareness on the benefits of adopting digital solutions to the public.
  • To provide a platform for peer learning and members’ development by research, training, advocating for and managing sustainable future oriented development.
  • To mitigate common challenges faced by member companies in the macroenvironment they are in.
  • To foster for networking opportunities within and beyond Kenya, whereby formidable partnerships can be formed for prosperity.
  • To create revenue generating activities for the Association.

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The International Society of Chief Data Officers, isCDO, was created by a group of CDOs who had regularly attended the MIT CDO/Information Quality Symposium and who recognized the need for an online space to bring together data leaders all year round and not just for the Symposium. The is CDO provide virtual and real meeting spaces for data leaders to come together and to share ideas, developments, and problems with the aim of ensuring that data leaders/CDOs across the world are better equipped to fulfill their role in leading the organization they are a part of to gain greater value from the data they create, collect and store.

Digital Financial Practitioners Association of Zimbabwe

Digital Financial Practitioners Association of Zimbabwe (DFPAZ) is an Association of Professionals in Digital Finance. Formed in 2019, from the Digital Frontiers Institute alumni and Zimbabwe Community of Practice, our aim is to synergize the various skills acquired in practice, research and study and contribute to the progressive evolution and development of Digital Financial Services.

Website : https://dfpaz.co.zw/

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Supporting Institute

Digital Frontiers

Digital Frontiers Institute (DFI) prepares tomorrow’s leaders for the challenges and opportunities they will encounter in a fast-changing world. Through online executive education courses, targeted research, and its growing league of industry professionals, DFI builds capabilities with the view to bridge human capacity gaps that exist, especially in developing markets.

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Supporting Partners

Financial Inclusion Forum Africa


A global company

Findexable is a real-time fintech data company established to reinvent fintech research by tracking fintech activity globally – by using real time, automated data-gathering techniques and a proprietary algorithm to track, rank and benchmark the fintech ecosystem worldwide.

A global Index

The Global Fintech Index (GFI) by Findexable is the first real-time ranking of all cities worldwide where there is a cluster or communities of fintech organisations. The GFI provides a dynamic comparison and benchmarking between cities, regions, countries and fintech companies. It is objective and unmoderated: the rankings are determined and updated using our proprietary algorithm. It is digital and real-time, using open data & data sharing to create a continuously updated index.

A global mission

Findexable and the GFI are designed to highlight opportunities and drive transparency across the ecosystem. By benchmarking fintech development across different regions worldwide, we are on a mission to help innovators, financial institutions, government and investors understand how innovation is evolving, where to invest, and what it takes to build a thriving, progressive fintech ecosystem.

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Turn Key Technologies

At TKS we select several trusted methods and work with the world’s most prestigious data organizations, academia and brightest data leaders to create your new effortless data strategy. that guides you in how to best utilize your existing assets:  We set up your data organization aligned with your data estate and give you the performance controls to manage them. We also groom you data leadership for the task at hand.

Index Consulting

Index Consulting is a strategy firm offering leading-edge strategic, operational, organisation/human performance, and change consulting services to business and government. Our typical business clients are in banking & finance, oil & gas, consumer & industrial products, ICT and services sectors.

Based in Lagos Nigeria, we serve our clients across Africa through a core team of fulltime professionals, and a network of associates in industry, business and academia with an unmatched combined experience and skills base. At Index Consulting, we believe that our success is not only measured by delivered results but also by how trustworthy and professional our consultants are perceived. Our professionals are therefore guided not only by our professional codes, but also by our core values of: client focus/ partnership, result orientation,integrity, meritocracy, innovation, creativity and rigour stewardship.

Today’s businesses want more than suggestions from their consultants; they want broad-based, value-creating solutions – solutions that will serve them now, and into the future. They also want help in implementing those solutions. That is where Index Consulting comes in – providing real-world solutions to Business and Government.

Our philosophy is to combine a pragmatic and common sense approach to getting the job done, with the deep knowledge of our people, many of whom have considerable experience in both line management and consulting. In truth, we work in partnership with our clients rather than impose standard solutions to their issues. It’s an approach that works well and one that our clients like.

Index Consulting supports a wide range of our clients’ core business and technical functions, bringing very deep skills and leading edge resources to bear on client engagements. We deliver specific and tailored solutions to our clients.

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Media Partners


Africa.com is the leading digital media company providing business, political, cultural, lifestyle, and travel information related to the continent.


iAfrica, a division of Africa.com Media Group and online for more than 15 years, publishes the latest news and most interesting stories for South Africans.

Digital Banker Africa

Digital Banker Africa is the premier, magazine and website that is trusted by influencers for its comprehensive coverage and analysis of in-depth coverage and critically aware analysis of financial technology across Africa.

Digital Banker Africa website and magazine keeps readers abreast on the latest developments and trends across the digital banking sector but also with regular updates via social media including newsletters.

The editorial team working with some of the most influential and enterprising private organisations in Africa together with our distinguished contributors tackle the most complex and pressing issues that have a positive and negative influence.

Bringing you the biggest stories with in depth analysis of the latest developments including, market movements as well as leading profiles and interviews with Africa’s leading entrepreneurs. The result is a targeted, topical coverage that addresses all the digital banking

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Regtech Africa

Regtech Africa, is an emergent digital tech media platform (www.regtechafrica.com) with a niche information ecosystem/service hub that provides unparallel insights into enterprise innovative regulatory and financial technology trends in Africa and beyond to the most discerning professionals, entrepreneurs, investors and decision-makers.

We are on a unique mission to enhance regulatory and financial standards, promote innovative excellence and create realizable value; thereby changing the narratives on the application and impacts of regulations on new, disruptive and innovative technologies in Africa and beyond.

We achieve this through, industry focused Thought Leadership series, ecosystem driven Collaboration, data driven Content Creation & Distribution and risk-based Research & Development services on RegTech Initiatives across Africa.

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Exclusive Africa

Founded in 2014, Exclusive Africa provides business and progressive news about the African continent to the continents emerging thought leaders, empowering them with information for actionable insight.

With core market and audience from South Africa, Nigeria and the West African coast, we strive to deliver progressive news about the continent while providing veritable business information to our teeming readers.


Financial IT is a digital platform for multimedia and editorial content, rankings and overviews of major industry events. Financial IT magazine is published throughout the year in digital form. Financial IT magazine is available in print form at major trade events through our media partnerships.

We believe that our competitive edge comes from our established relationships with financial IT companies and institutions, the breadth of the solutions described and the quality of content. Financial IT provides a detailed map of the everchanging space where the IT provider sector meets the broadly defined financial services sector.

The Fintech Times

Established in 2016, The Fintech Times is a global multimedia news outlet centred around our print newspaper the first and only dedicated Fintech newspaper.

 Chronicling the latest developments in cutting-edge financial technologies including Payments Innovation, RegTech, Banking Transformation, AI, Cryptocurrencies, WealthTech, Cybersecurity, Insurtech and many more.

Fintech needs an authoritative voice that gives the industry exposure and integrity.

We have been building that voice over the years together with the main players in finance, international thought leaders and global Fintech firms, with the support of our 75,000+ unique online readers per month and over 150,000+ copies of the print & digital newspaper circulated around the world. 

Our mission is clear and simple – to make Fintech understood and celebrated.

For more information about The Fintech Times, please visit: https://www.thefintechtimes.com/  

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The Fintech Power 50

The Fintech Power 50 is the annual guide to the most influential, innovative, and powerful figures in the Fintech industry. Shining a spotlight on those who are transforming financial services for the better, It serves as the go-to hub for fintechs and provides an exclusive accelerator programme designed to support a company’s global growth, including PR amplification and increased brand awareness, business development, talent acquisition, and business investment.

For more information about the Fintech Power 50, please visit: https://www.thepower50.com/

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