Fernando is a relentless advocate of accessible, affordable and inclusive Digital Financial Services as a key enabler to reducing poverty, boosting prosperity, triggering social and economic impact in underserved communities, and advancing sustainable development (SDGs). This has been the main driver of his career, focused mainly in the digital transformation and innovation of the Financial Services industry, where he has held senior positions in leading institutions across multiple geographies. To leverage his 360-degree experience in financial services, Fernando has also been heavily involved with global Fintech and innovation ecosystems as an advisor, venture builder and investor. He holds a Bachelors in Information Systems Management and a Master’s in Business Administration (MBA). As an Africanist by heart, Fernando is on a mission to empower African innovators and build the future of Africa. This is the legacy he wants to leave behind for the generations to come.