Gul has over 20 years of international financial services leadership experience, mostly with HSBC, having worked in Europe, North America, Asia and the Middle East – 8 countries in total. Gul is uniquely recognised as a leader in retail financial services, having been General Manager / Head of Retail Banking, Wealth Management, Marketing in 5 countries with a proven track record of delivering high growth and transformation.
Gul was previously Regional Head of Wealth Management/Mortgages for HSBC Middle East based in UAE; Global Head of HSBC Amanah Retail Banking & Wealth and was also Head of Retail Banking, Marketing and an Executive Committee member for various banks in Egypt, Kuwait, Qatar and Jordan.
Gul has had significant success in new digital initiatives / partnerships. Gul has also previously worked in Corporate Banking (USA); Insurance (Middle East) and Strategy (UK).
Gul was also previously Founder & CEO of Fintech Explicatus a Fintech advisory business which has ensured he is upto date with the latest developments in retail financial services. Gul is also a frequent speaker in international conferences with a focus on retail financial services and fintech.
Gul was raised in the UK, attended Oxford University and was a professional cricket player before joining the financial services industry.