Raj is a seasoned and widely travelled international banker and FinTech thought leader with over 2 decades of experience in different continents. He is subject matter expert on many facets of banking viz; Digitalization, Operation, Retail & Commercial Banking, Digital & Branchless Banking and payments to name few.
He has worked for many banking and financial institutions in Asia and Africa at directorial positions where his contribution in the ever changing banking and financial services landscape has been highly appreciated. He regularly shares his views and opinions at various events and seminars worldwide.
He is also a director in the Banking and Financial services advisory firm Finova360 www.finova360.com advising banks and financial institutions over strategic matters, low cost operating model, digitalization, digital payment, Operation and Technology Transformation etc;
A strong believer in technology as enabler throughout his career in banking and finance domain, he has implemented many systems and applications to suit the local requirements in different geographies resulting in business growth, customer acquisitions and better customer experience through engagement. He is also a change management expert with proven track record on implementation of startup business operations driving growth and development through passion, initiative, and a blend of creative and operational strengths.
Raj is also an author of Amazon #1 Best Seller “Digital the New Normal for Banks”. He is one of the highly influential leaders around transformation of banking and financial services. Raj is a qualified Chartered Accountant (Institute of Chartered Accountants of India), Company Secretary (Institute of Company Secretaries of India) and he also holds a MBA in Finance (NMIMS-Mumbai).